Public Official Bonds
Bonds that guarantee faithful performance by an elected or appointed public official as required by law or the appointing authority.
Surety for specialized obligations
Commercial & Public Official Bonds
From a public official appointment to a lost instrument or specialized business obligation, we help review bond requirements that do not fit neatly into the usual categories.
Broad commercial surety
Some bond needs are highly specific.
Commercial surety includes many obligations outside construction contracts and probate matters. The bond may support a public position, protect against dishonest acts, replace a missing financial instrument or guarantee a defined business obligation.
Because these bonds serve different purposes, the form and supporting information matter. We begin with the document or request you received.
What we can help with
Commercial bond solutions.
Need something not shown here? Send the form or requirement so we can identify the obligation.
Fidelity Bonds
Bonds addressing dishonest acts by designated employees or people entrusted with money, property or responsibilities.
Lost Instrument Bonds
A guarantee that may be required before replacing a lost certificate, check, title or other financial instrument.
Right-of-Way Bonds
Bonds tied to work within or affecting a public right-of-way and the completion or restoration obligation required by an authority.
Miscellaneous Commercial Bonds
Other business or financial guarantees required by a client, agreement, government entity or industry rule.
Specialized & Unusual Requests
We can approach broader surety markets when a request falls outside routine transactional appetite.
Know the difference
Fidelity bond or crime insurance?
People often use the terms interchangeably, but the protection and policy structure can be different.
Guarantees an obligation to another party.
A bond is typically obtained because an obligee requires a guarantee. The principal may be responsible for reimbursing the surety after a paid claim.
- Three-party relationship
- Protects the obligee or intended beneficiaries
- Written to a defined bond obligation
Protects the insured from covered loss.
Commercial crime or employee dishonesty insurance can protect the business or organization itself from covered theft, fraud or dishonest acts.
- Insurance policy relationship
- Protects the insured subject to coverage terms
- May include several crime-related insuring agreements
Commercial bond FAQs
Specialized does not have to mean confusing.
Send the original requirement whenever possible so we can review the exact obligation.
It generally guarantees that an elected or appointed official will faithfully perform the duties of office as defined by the applicable requirement.
An issuer or transfer agent may require it before replacing a missing instrument. The bond protects against loss if the original later appears or a conflicting claim is made.
Not always. The terms are sometimes used loosely, but a required fidelity bond and an insurance policy protecting the organization can have different parties, purposes and claim structures.
Yes. Commercial surety is broad. Send the form, agreement or written requirement and we will help identify the next step.
Start with what you have