/* Virginia Surety Bonds — shared static-site styles */
:root {
    --navy-950: #071827;
    --navy-900: #0b2038;
    --navy-800: #12304f;
    --navy-700: #19446f;
    --blue-600: #2b6896;
    --blue-400: #7ea9c8;
    --slate-900: #18222c;
    --slate-700: #45525f;
    --slate-500: #6f7b85;
    --slate-300: #bac2c8;
    --line: #d8dcdd;
    --line-dark: rgba(255, 255, 255, 0.15);
    --cream: #f3f0e9;
    --cream-deep: #e9e4d9;
    --white: #ffffff;
    --gold: #b89557;
    --gold-light: #d8bf88;
    --green: #5da880;
    --shadow: 0 24px 70px rgba(7, 24, 39, 0.12);
    --shadow-small: 0 12px 34px rgba(7, 24, 39, 0.09);
    --container: 1180px;
    --header-height: 84px;
    --radius: 4px;
  }
  
  *, *::before, *::after { box-sizing: border-box; }
  
  html {
    scroll-behavior: smooth;
    scroll-padding-top: calc(var(--header-height) + 24px);
  }
  
  body {
    margin: 0;
    color: var(--slate-900);
    background: var(--white);
    font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
    font-size: 16px;
    line-height: 1.65;
    text-rendering: optimizeLegibility;
    -webkit-font-smoothing: antialiased;
  }
  
  body.menu-open { overflow: hidden; }
  
  img, svg { display: block; max-width: 100%; }
  a { color: inherit; text-decoration: none; }
  button, input, textarea, select { font: inherit; }
  button { color: inherit; }
  
  h1, h2, h3, p, ul, ol, blockquote { margin-top: 0; }
  h1, h2, h3 { color: var(--navy-950); line-height: 1.08; letter-spacing: -0.035em; }
  h1 { font-size: clamp(3.2rem, 6.2vw, 6.3rem); }
  h2 { font-size: clamp(2.25rem, 4vw, 4.2rem); }
  h3 { font-size: 1.35rem; }
  p { color: var(--slate-700); }
  
  ::selection { color: var(--white); background: var(--navy-700); }
  
  :focus-visible {
    outline: 3px solid var(--gold-light);
    outline-offset: 4px;
  }
  
  .sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
  }
  
  .skip-link {
    position: fixed;
    top: 12px;
    left: 12px;
    z-index: 1000;
    padding: 10px 16px;
    color: var(--navy-950);
    background: var(--gold-light);
    transform: translateY(-160%);
    transition: transform 160ms ease;
  }
  
  .skip-link:focus { transform: translateY(0); }
  
  .container {
    width: min(calc(100% - 48px), var(--container));
    margin-inline: auto;
  }
  
  .section { padding: 112px 0; }
  .section-light { background: var(--cream); }
  
  .eyebrow {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 22px;
    color: rgba(255, 255, 255, 0.78);
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    line-height: 1.3;
    text-transform: uppercase;
  }
  
  .eyebrow > span:first-child {
    display: inline-block;
    width: 28px;
    height: 1px;
    background: var(--gold);
  }
  
  .eyebrow-dark { color: var(--navy-700); }
  
  .section-heading { margin-bottom: 52px; }
  .section-heading h2 { max-width: 760px; margin-bottom: 0; }
  .section-heading > p:last-child { max-width: 610px; margin: 20px 0 0; font-size: 1.06rem; }
  .split-heading { display: grid; grid-template-columns: 1.25fr 0.75fr; gap: 80px; align-items: end; }
  .split-heading > p:last-child { margin: 0 0 4px; }
  .centered { max-width: 800px; margin-inline: auto; text-align: center; }
  .centered .eyebrow { justify-content: center; }
  .centered > p:last-child { margin-inline: auto; }
  .compact { margin-bottom: 34px; }
  
  /* Header and brand */
  .site-header {
    position: sticky;
    top: 0;
    z-index: 100;
    height: var(--header-height);
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    color: var(--white);
    background: var(--navy-900);
    transition: box-shadow 180ms ease, background 180ms ease;
  }
  
  .site-header.is-scrolled {
    background: rgba(11, 32, 56, 0.98);
    box-shadow: 0 10px 30px rgba(4, 14, 24, 0.18);
  }
  
  .header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 100%;
  }
  
  .brand { display: inline-flex; align-items: center; gap: 14px; }
  .brand-mark {
    position: relative;
    display: grid;
    width: 43px;
    height: 43px;
    place-items: center;
    border: 1px solid rgba(216, 191, 136, 0.72);
    color: var(--gold-light);
    transform: rotate(45deg);
  }
  .brand-mark::after { content: ""; position: absolute; inset: 5px; border: 1px solid rgba(216, 191, 136, 0.22); }
  .brand-mark span { font-family: Georgia, serif; font-size: 1.25rem; transform: rotate(-45deg); }
  .brand-copy { display: grid; line-height: 1.15; }
  .brand-copy strong { color: var(--white); font-size: 0.93rem; font-weight: 700; letter-spacing: 0.015em; }
  .brand-copy small { margin-top: 5px; color: var(--gold-light); font-size: 0.59rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; }
  
  .site-nav { display: flex; align-items: center; gap: 34px; }
  .site-nav > a:not(.button) { position: relative; color: rgba(255, 255, 255, 0.8); font-size: 0.87rem; font-weight: 650; }
  .site-nav > a:not(.button)::after { content: ""; position: absolute; right: 0; bottom: -8px; left: 0; height: 1px; background: var(--gold-light); transform: scaleX(0); transform-origin: right; transition: transform 180ms ease; }
  .site-nav > a:not(.button):hover::after, .site-nav > a[aria-current="page"]::after { transform: scaleX(1); transform-origin: left; }
  .site-nav > a[aria-current="page"] { color: var(--white); }
  .menu-toggle { display: none; width: 44px; height: 44px; padding: 10px; border: 0; background: transparent; cursor: pointer; }
  .menu-toggle > span:not(.sr-only) { display: block; width: 22px; height: 1px; margin: 5px auto; background: var(--white); transition: transform 180ms ease, opacity 180ms ease; }
  .menu-toggle[aria-expanded="true"] > span:nth-child(2) { transform: translateY(6px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] > span:nth-child(3) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] > span:nth-child(4) { transform: translateY(-6px) rotate(-45deg); }
  
  /* Buttons and links */
  .button {
    display: inline-flex;
    min-height: 52px;
    align-items: center;
    justify-content: center;
    gap: 14px;
    padding: 14px 22px;
    border: 1px solid transparent;
    font-size: 0.8rem;
    font-weight: 750;
    letter-spacing: 0.025em;
    line-height: 1.2;
    text-align: center;
    transition: color 180ms ease, background 180ms ease, border-color 180ms ease, transform 180ms ease;
  }
  .button:hover { transform: translateY(-2px); }
  .button span { font-size: 1.05rem; font-weight: 400; }
  .button-small { min-height: 42px; padding: 11px 17px; font-size: 0.73rem; }
  .button-header { border-color: var(--gold); color: var(--white); background: rgba(184, 149, 87, 0.08); }
  .button-header:hover { background: var(--gold); }
  .button-primary { color: var(--navy-950); background: var(--gold-light); }
  .button-primary:hover { background: #e5cc94; }
  .button-ghost { border-color: rgba(255, 255, 255, 0.3); color: var(--white); background: rgba(255, 255, 255, 0.02); }
  .button-ghost:hover { border-color: rgba(255, 255, 255, 0.75); background: rgba(255, 255, 255, 0.08); }
  .button-dark { color: var(--white); background: var(--navy-900); }
  .button-dark:hover { background: var(--navy-700); }
  .button-gold { color: var(--navy-950); background: var(--gold-light); }
  .button-gold:hover { background: #e7cf9a; }
  .button-group { display: flex; flex-wrap: wrap; gap: 13px; align-items: center; }
  .text-link { display: inline-flex; align-items: center; gap: 12px; color: var(--navy-700); font-size: 0.78rem; font-weight: 750; letter-spacing: 0.025em; }
  .text-link b { font-size: 1.15rem; font-weight: 400; transition: transform 180ms ease; }
  .text-link:hover b { transform: translateX(5px); }
  .text-link-light { color: var(--gold-light); }
  .standalone { margin-top: 10px; }
  
  /* Shared blueprint texture */
  .blueprint-grid { position: absolute; inset: 0; overflow: hidden; opacity: 0.26; pointer-events: none; }
  .blueprint-grid::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image: linear-gradient(rgba(126, 169, 200, 0.12) 1px, transparent 1px), linear-gradient(90deg, rgba(126, 169, 200, 0.12) 1px, transparent 1px);
    background-size: 42px 42px;
    mask-image: linear-gradient(to right, transparent 0%, #000 25%, #000 100%);
  }
  .blueprint-grid::after { content: ""; position: absolute; width: 520px; height: 520px; right: -180px; top: -180px; border: 1px solid rgba(216, 191, 136, 0.38); border-radius: 50%; box-shadow: 0 0 0 80px rgba(216, 191, 136, 0.03), 0 0 0 160px rgba(216, 191, 136, 0.025); }
  .blueprint-grid-dark { opacity: 0.35; }
  
  /* Home hero */
  .hero { position: relative; overflow: hidden; color: var(--white); background: var(--navy-900); }
  .hero-home { min-height: 740px; }
  .hero-home::after { content: ""; position: absolute; inset: auto 0 0; height: 180px; background: linear-gradient(transparent, rgba(4, 17, 30, 0.28)); pointer-events: none; }
  .hero-grid { position: relative; z-index: 2; display: grid; min-height: 650px; grid-template-columns: 1.08fr 0.92fr; gap: 74px; align-items: center; padding-top: 52px; padding-bottom: 54px; }
  .hero-copy h1 { max-width: 780px; margin: 0 0 26px; color: var(--white); font-weight: 660; letter-spacing: -0.058em; }
  .hero-copy h1 em { display: block; color: var(--gold-light); font-family: Georgia, "Times New Roman", serif; font-weight: 400; letter-spacing: -0.045em; }
  .hero-lede { max-width: 670px; margin-bottom: 32px; color: rgba(255, 255, 255, 0.74); font-size: 1.12rem; line-height: 1.8; }
  .hero-note { display: flex; align-items: center; gap: 10px; margin: 24px 0 0; color: rgba(255, 255, 255, 0.58); font-size: 0.75rem; }
  .status-dot { position: relative; display: inline-block; width: 7px; height: 7px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 4px rgba(93, 168, 128, 0.12); }
  
  /* Abstract three-party bond document */
  .bond-visual { position: relative; min-height: 520px; padding: 22px; border: 1px solid rgba(255, 255, 255, 0.13); background: rgba(255, 255, 255, 0.035); box-shadow: inset 0 0 80px rgba(126, 169, 200, 0.03); }
  .visual-topline { display: flex; align-items: center; justify-content: space-between; color: rgba(255, 255, 255, 0.5); font-size: 0.61rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; }
  .visual-status { padding: 6px 9px; color: #96ceb0; background: rgba(93, 168, 128, 0.1); }
  .document-stack { position: relative; width: 88%; height: 390px; margin: 42px auto 10px; }
  .document-back, .document-front { position: absolute; width: 88%; height: 350px; border: 1px solid rgba(255, 255, 255, 0.18); }
  .document-back { right: 0; top: -12px; background: var(--navy-800); transform: rotate(3deg); }
  .document-front { left: 0; bottom: 0; padding: 24px; color: var(--navy-950); background: #f8f6f0; box-shadow: 0 22px 60px rgba(0, 0, 0, 0.24); transform: rotate(-2deg); }
  .doc-header { display: grid; grid-template-columns: 40px 1fr auto; gap: 12px; align-items: center; }
  .doc-monogram { display: grid; width: 38px; height: 38px; place-items: center; border: 1px solid var(--gold); color: var(--navy-900); font-family: Georgia, serif; font-size: 0.75rem; transform: rotate(45deg); }
  .doc-title { display: grid; line-height: 1.1; }
  .doc-title b { font-size: 0.82rem; }
  .doc-title small { margin-top: 4px; color: var(--slate-500); font-size: 0.53rem; text-transform: uppercase; letter-spacing: 0.09em; }
  .doc-code { color: var(--slate-500); font-family: ui-monospace, monospace; font-size: 0.55rem; }
  .doc-rule { height: 1px; margin: 17px 0; background: var(--line); }
  .party-map { position: relative; height: 135px; }
  .party { position: absolute; z-index: 2; display: grid; gap: 2px; padding: 9px 11px; border: 1px solid #c9d1d6; color: var(--navy-800); background: #f8f6f0; font-size: 0.55rem; font-weight: 700; letter-spacing: 0.07em; text-transform: uppercase; }
  .party b { color: var(--gold); font-size: 0.48rem; }
  .party-principal { left: 0; top: 2px; }
  .party-obligee { right: 0; top: 2px; }
  .party-surety { left: 50%; bottom: 0; transform: translateX(-50%); }
  .map-line { position: absolute; display: block; height: 1px; background: var(--blue-400); transform-origin: left; }
  .map-line-one { left: 80px; top: 28px; width: calc(100% - 160px); }
  .map-line-two { left: 73px; top: 41px; width: 110px; transform: rotate(41deg); }
  .map-line-three { right: 74px; top: 41px; width: 110px; transform: rotate(139deg); transform-origin: right; }
  .doc-lines { display: grid; gap: 7px; margin-top: 12px; }
  .doc-lines span { display: block; height: 4px; background: #d9dddc; }
  .doc-lines span:nth-child(2) { width: 82%; }
  .doc-lines span:nth-child(3) { width: 61%; }
  .doc-footer { display: flex; align-items: end; justify-content: space-between; margin-top: 18px; color: var(--slate-500); font-size: 0.52rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; }
  .seal { display: grid; width: 38px; height: 38px; place-items: center; border: 1px solid var(--gold); border-radius: 50%; color: var(--gold); font-family: Georgia, serif; font-size: 0.6rem; }
  .visual-caption { margin: 0; color: rgba(255, 255, 255, 0.48); font-size: 0.7rem; text-align: center; }
  
  .signal-bar { position: relative; z-index: 4; color: var(--white); background: var(--navy-950); }
  .signal-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
  .signal-grid > div { display: flex; min-height: 90px; align-items: center; gap: 18px; padding: 20px 34px; border-right: 1px solid var(--line-dark); }
  .signal-grid > div:first-child { border-left: 1px solid var(--line-dark); }
  .signal-grid > div > span { color: var(--gold-light); font-family: ui-monospace, monospace; font-size: 0.62rem; }
  .signal-grid p { display: grid; margin: 0; line-height: 1.2; }
  .signal-grid strong { color: var(--white); font-size: 0.82rem; }
  .signal-grid small { margin-top: 5px; color: rgba(255, 255, 255, 0.46); font-size: 0.68rem; }
  
  /* Bond selector */
  .bond-card-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid #cfd3d3; border-left: 1px solid #cfd3d3; }
  .bond-card { position: relative; min-height: 355px; padding: 28px; border-right: 1px solid #cfd3d3; border-bottom: 1px solid #cfd3d3; background: rgba(255, 255, 255, 0.35); transition: color 220ms ease, background 220ms ease, transform 220ms ease, box-shadow 220ms ease; }
  .bond-card:hover { z-index: 2; color: var(--white); background: var(--navy-900); box-shadow: var(--shadow-small); transform: translateY(-6px); }
  .card-number { color: var(--slate-500); font-family: ui-monospace, monospace; font-size: 0.62rem; }
  .card-symbol { position: relative; width: 72px; height: 72px; margin: 42px 0 32px; border: 1px solid #bdc6c9; border-radius: 50%; transition: border-color 220ms ease; }
  .card-symbol::before, .card-symbol::after, .card-symbol i { content: ""; position: absolute; display: block; }
  .symbol-permit::before { width: 27px; height: 34px; left: 21px; top: 18px; border: 1px solid var(--blue-600); }
  .symbol-permit::after { width: 14px; height: 1px; left: 28px; top: 29px; background: var(--blue-600); box-shadow: 0 7px 0 var(--blue-600), 0 14px 0 var(--blue-600); }
  .symbol-probate::before { width: 31px; height: 31px; left: 19px; top: 19px; border: 1px solid var(--blue-600); transform: rotate(45deg); }
  .symbol-probate::after { width: 18px; height: 18px; left: 26px; top: 26px; border: 1px solid var(--gold); border-radius: 50%; }
  .symbol-contract::before { width: 32px; height: 36px; left: 18px; top: 17px; border: 1px solid var(--blue-600); border-top: 6px solid var(--blue-600); }
  .symbol-contract::after { width: 25px; height: 1px; left: 23px; top: 35px; background: var(--gold); transform: rotate(-36deg); }
  .symbol-commercial::before { width: 34px; height: 26px; left: 18px; top: 25px; border: 1px solid var(--blue-600); }
  .symbol-commercial::after { width: 16px; height: 7px; left: 27px; top: 19px; border: 1px solid var(--blue-600); border-bottom: 0; }
  .bond-card:hover .card-number, .bond-card:hover p { color: rgba(255, 255, 255, 0.62); }
  .bond-card:hover .card-symbol { border-color: rgba(255, 255, 255, 0.3); }
  .bond-card:hover h3, .bond-card:hover .text-link { color: var(--white); }
  .bond-card:hover .card-symbol::before { border-color: var(--gold-light); }
  .bond-card h3 { min-height: 52px; margin-bottom: 14px; font-size: 1.28rem; }
  .bond-card p { margin-bottom: 22px; font-size: 0.87rem; line-height: 1.65; }
  .bond-card .text-link { position: absolute; right: 28px; bottom: 28px; left: 28px; justify-content: space-between; }
  
  .help-strip { display: flex; align-items: center; justify-content: space-between; gap: 30px; margin-top: 26px; padding: 24px 26px; border: 1px solid #cfd3d3; background: var(--white); }
  .help-strip > div { display: flex; align-items: center; gap: 18px; }
  .help-icon { display: grid; width: 42px; height: 42px; flex: 0 0 auto; place-items: center; border: 1px solid var(--gold); border-radius: 50%; color: var(--gold); font-family: Georgia, serif; }
  .help-strip p { display: grid; margin: 0; line-height: 1.3; }
  .help-strip strong { color: var(--navy-950); }
  .help-strip small { margin-top: 6px; color: var(--slate-500); }
  
  /* Why and process */
  .why-section { background: var(--white); }
  .two-column { display: grid; grid-template-columns: 0.95fr 1.05fr; gap: 105px; align-items: center; }
  .content-stack h2 { margin-bottom: 26px; }
  .large-copy { color: var(--slate-700); font-size: 1.16rem; line-height: 1.8; }
  .why-visual { position: relative; min-height: 520px; border: 1px solid var(--line); background-color: var(--cream); background-image: linear-gradient(rgba(25, 68, 111, 0.07) 1px, transparent 1px), linear-gradient(90deg, rgba(25, 68, 111, 0.07) 1px, transparent 1px); background-size: 31px 31px; }
  .review-sheet { position: absolute; width: 70%; left: 15%; top: 76px; padding: 38px 30px 28px; border: 1px solid #cbd1d2; background: var(--white); box-shadow: var(--shadow-small); transform: rotate(-2deg); }
  .review-tab { position: absolute; left: -1px; top: -28px; padding: 7px 13px; color: var(--white); background: var(--navy-800); font-size: 0.53rem; font-weight: 800; letter-spacing: 0.14em; }
  .review-sheet > p { margin-bottom: 30px; color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.58rem; letter-spacing: 0.12em; text-transform: uppercase; }
  .review-sheet h3 { margin: 20px 0 8px; color: var(--slate-500); font-size: 0.62rem; letter-spacing: 0.08em; text-transform: uppercase; }
  .review-field { display: flex; justify-content: space-between; padding: 12px 0; border-bottom: 1px solid var(--line); color: var(--navy-900); font-size: 0.75rem; }
  .review-field b { color: var(--green); }
  .review-stamp { width: max-content; margin: 38px 0 0 auto; padding: 7px 11px; border: 1px solid rgba(184, 149, 87, 0.7); color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.59rem; letter-spacing: 0.16em; transform: rotate(-6deg); }
  .measure { position: absolute; color: var(--blue-600); font-family: ui-monospace, monospace; font-size: 0.52rem; letter-spacing: 0.14em; }
  .measure-top { top: 22px; left: 22px; }
  .measure-side { right: -28px; bottom: 80px; transform: rotate(90deg); }
  
  .feature-list { margin: 36px 0 28px; padding: 0; list-style: none; border-top: 1px solid var(--line); }
  .feature-list li { display: grid; grid-template-columns: 42px 1fr; gap: 17px; padding: 22px 0; border-bottom: 1px solid var(--line); }
  .feature-list li > span { color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.62rem; }
  .feature-list strong { color: var(--navy-950); }
  .feature-list p { margin: 5px 0 0; font-size: 0.86rem; }
  .feature-list.condensed { margin-top: 28px; }
  
  .process-section { background: #eef1f0; }
  .process-grid { display: grid; grid-template-columns: repeat(3, 1fr); margin: 0; padding: 40px 0 0; list-style: none; }
  .process-grid li { position: relative; padding: 0 55px 0 0; }
  .step-number { display: grid; width: 56px; height: 56px; place-items: center; border: 1px solid var(--gold); border-radius: 50%; color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.66rem; }
  .step-line { position: absolute; height: 1px; top: 28px; left: 72px; right: 20px; background: #c7cdce; }
  .step-line::after { content: ""; position: absolute; right: 0; top: -3px; width: 7px; height: 7px; border-top: 1px solid #9aa5aa; border-right: 1px solid #9aa5aa; transform: rotate(45deg); }
  .process-grid h3 { margin: 30px 0 13px; }
  .process-grid p { max-width: 300px; margin: 0; font-size: 0.9rem; }
  
  .featured-section { padding-top: 96px; }
  .featured-links { display: grid; grid-template-columns: repeat(2, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
  .featured-links a { display: flex; min-height: 84px; align-items: center; justify-content: space-between; padding: 20px 24px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); color: var(--navy-900); font-weight: 700; transition: color 180ms ease, background 180ms ease; }
  .featured-links a:hover { color: var(--white); background: var(--navy-800); }
  .featured-links b { color: var(--gold); font-size: 1.1rem; font-weight: 400; }
  
  /* Market band */
  .markets-section, .program-section, .related-coverage-section { position: relative; overflow: hidden; padding: 112px 0; color: var(--white); background: var(--navy-900); }
  .markets-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 110px; align-items: center; }
  .markets-copy h2, .program-section h2, .related-coverage-section h2 { color: var(--white); }
  .markets-copy p:last-child, .program-section p, .related-coverage-section p { max-width: 560px; color: rgba(255, 255, 255, 0.65); }
  .market-list { display: grid; grid-template-columns: repeat(2, 1fr); border-top: 1px solid var(--line-dark); border-left: 1px solid var(--line-dark); }
  .market-list div { min-height: 120px; padding: 26px; border-right: 1px solid var(--line-dark); border-bottom: 1px solid var(--line-dark); }
  .market-list span { display: block; margin-bottom: 25px; color: var(--gold-light); font-family: ui-monospace, monospace; font-size: 0.58rem; }
  .market-list strong { color: var(--white); font-size: 0.94rem; }
  
  /* FAQs */
  .faq-section { background: var(--white); }
  .faq-layout { display: grid; grid-template-columns: 0.72fr 1.28fr; gap: 100px; align-items: start; }
  .faq-intro { position: sticky; top: calc(var(--header-height) + 35px); }
  .faq-intro h2 { font-size: clamp(2.2rem, 3.4vw, 3.6rem); }
  .faq-intro p { font-size: 0.95rem; }
  .accordion { border-top: 1px solid var(--line); }
  .faq-item { border-bottom: 1px solid var(--line); }
  .faq-item h3 { margin: 0; }
  .faq-item button { display: grid; width: 100%; grid-template-columns: 1fr 28px; gap: 20px; align-items: center; padding: 25px 0; border: 0; color: var(--navy-950); background: transparent; font-size: 1rem; font-weight: 720; letter-spacing: -0.01em; text-align: left; cursor: pointer; }
  .faq-item button > span { position: relative; display: block; width: 22px; height: 22px; border: 1px solid #b6bec0; border-radius: 50%; }
  .faq-item button > span::before, .faq-item button > span::after { content: ""; position: absolute; left: 5px; right: 5px; top: 10px; height: 1px; background: var(--navy-700); transition: transform 180ms ease; }
  .faq-item button > span::after { transform: rotate(90deg); }
  .faq-item button[aria-expanded="true"] > span::after { transform: rotate(0deg); }
  .faq-answer { padding: 0 56px 24px 0; }
  .faq-answer[hidden] { display: block; }
  .js .faq-answer[hidden] { display: none; }
  .faq-answer p { margin: 0; font-size: 0.9rem; line-height: 1.75; }
  
  /* CTA and footer */
  .final-cta { position: relative; overflow: hidden; padding: 80px 0; color: var(--white); background: var(--navy-700); }
  .final-cta::before { content: ""; position: absolute; width: 420px; height: 420px; right: -100px; top: -160px; border: 1px solid rgba(216, 191, 136, 0.2); border-radius: 50%; box-shadow: 0 0 0 65px rgba(216, 191, 136, 0.025); }
  .cta-inner { position: relative; z-index: 2; display: flex; align-items: center; justify-content: space-between; gap: 60px; }
  .cta-inner h2 { margin-bottom: 0; color: var(--white); font-size: clamp(2.15rem, 3.7vw, 3.7rem); }
  .cta-actions { display: flex; flex-direction: column; align-items: flex-start; gap: 18px; }
  .phone-link { display: grid; line-height: 1.2; }
  .phone-link small { color: rgba(255, 255, 255, 0.5); font-size: 0.65rem; letter-spacing: 0.08em; text-transform: uppercase; }
  .phone-link strong { margin-top: 5px; color: var(--white); font-size: 0.98rem; }
  
  .site-footer { color: var(--white); background: var(--navy-950); }
  .footer-main { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.1fr; gap: 60px; padding-top: 78px; padding-bottom: 58px; }
  .brand-footer .brand-mark { width: 38px; height: 38px; }
  .footer-brand > p { max-width: 330px; margin: 26px 0 0; color: rgba(255, 255, 255, 0.45); font-size: 0.78rem; }
  .site-footer h2 { margin: 2px 0 22px; color: var(--gold-light); font-size: 0.68rem; font-weight: 750; letter-spacing: 0.13em; text-transform: uppercase; }
  .site-footer ul { margin: 0; padding: 0; list-style: none; }
  .site-footer li + li { margin-top: 10px; }
  .site-footer li a, .site-footer address p { color: rgba(255, 255, 255, 0.58); font-size: 0.77rem; font-style: normal; transition: color 160ms ease; }
  .site-footer li a:hover { color: var(--white); }
  .footer-bottom { display: flex; min-height: 70px; align-items: center; justify-content: space-between; gap: 30px; border-top: 1px solid rgba(255, 255, 255, 0.1); }
  .footer-bottom p { margin: 0; color: rgba(255, 255, 255, 0.34); font-size: 0.66rem; }
  .mobile-quote { display: none; }
  
  /* Interior page hero */
  .page-hero, .contact-hero { position: relative; color: var(--white); background: var(--navy-900); }
  .page-hero { overflow: visible; }
  .contact-hero { overflow: hidden; }
  .page-hero-grid { position: relative; z-index: 2; display: grid; min-height: 590px; grid-template-columns: 1.15fr 0.65fr; gap: 110px; align-items: center; padding-top: 66px; padding-bottom: 72px; }
  .page-hero-copy h1 { max-width: 850px; margin: 0 0 24px; color: var(--white); font-size: clamp(3.2rem, 5.3vw, 5.4rem); font-weight: 670; letter-spacing: -0.055em; }
  .page-hero-copy > p:not(.eyebrow) { max-width: 700px; margin-bottom: 31px; color: rgba(255, 255, 255, 0.7); font-size: 1.08rem; line-height: 1.8; }
  .breadcrumbs { display: flex; flex-wrap: wrap; gap: 9px; margin-bottom: 58px; color: rgba(255, 255, 255, 0.45); font-size: 0.67rem; letter-spacing: 0.06em; text-transform: uppercase; }
  .breadcrumbs a:hover { color: var(--white); }
  .requirement-card { align-self: center; margin-bottom: 0; padding: 32px; border-top: 3px solid var(--gold); color: var(--slate-900); background: var(--white); box-shadow: var(--shadow); }
  .requirement-label, .panel-kicker, .agency-tab, .sequence-phase, .comparison-label { color: var(--gold); font-size: 0.6rem; font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; }
  .requirement-card h2 { margin: 13px 0 24px; font-size: 1.8rem; }
  .requirement-card > p { margin: 20px 0 0; padding-top: 18px; border-top: 1px solid var(--line); font-size: 0.78rem; }
  .check-list, .plain-list { margin: 0; padding: 0; list-style: none; }
  .check-list li { position: relative; padding: 10px 0 10px 27px; border-bottom: 1px solid #e3e5e4; color: var(--slate-700); font-size: 0.79rem; }
  .check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 800; }
  
  .page-intro { padding-top: 105px; }
  .narrow-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 110px; align-items: start; }
  .narrow-grid .section-heading { margin-bottom: 0; }
  .prose p { font-size: 1rem; line-height: 1.9; }
  .prose p:last-child { margin-bottom: 0; }
  
  .detail-card-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid #cfd3d3; border-left: 1px solid #cfd3d3; }
  .detail-card { min-height: 270px; padding: 30px; border-right: 1px solid #cfd3d3; border-bottom: 1px solid #cfd3d3; background: rgba(255, 255, 255, 0.35); }
  .detail-card > span { color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.58rem; }
  .detail-card h3 { margin: 54px 0 15px; font-size: 1.22rem; }
  .detail-card p { margin: 0; font-size: 0.85rem; }
  
  .role-section { background: var(--white); }
  .role-list { margin: 30px 0 20px; border-top: 1px solid var(--line); }
  .role-list > div { display: grid; grid-template-columns: 110px 1fr; gap: 26px; padding: 19px 0; border-bottom: 1px solid var(--line); }
  .role-list span { color: var(--gold); font-size: 0.68rem; font-weight: 800; letter-spacing: 0.09em; text-transform: uppercase; }
  .role-list p { margin: 0; font-size: 0.84rem; }
  .small-print { font-size: 0.74rem; }
  .guidance-panel { padding: 42px; color: var(--white); background: var(--navy-900); box-shadow: var(--shadow-small); }
  .guidance-panel h3 { max-width: 370px; margin: 16px 0 36px; color: var(--white); font-size: 1.85rem; }
  .guidance-panel ol { margin: 0; padding: 0; list-style: none; }
  .guidance-panel li { display: grid; grid-template-columns: 36px 1fr; gap: 17px; padding: 22px 0; border-top: 1px solid var(--line-dark); }
  .guidance-panel li > b { color: var(--gold-light); font-family: ui-monospace, monospace; font-size: 0.58rem; font-weight: 400; }
  .guidance-panel li > span { display: grid; gap: 5px; color: rgba(255, 255, 255, 0.55); font-size: 0.77rem; }
  .guidance-panel li strong { color: var(--white); font-size: 0.85rem; }
  
  .next-step-section { padding-top: 78px; padding-bottom: 78px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
  .next-step-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 100px; align-items: center; }
  .next-step-grid h2 { margin-bottom: 18px; font-size: clamp(2.2rem, 3.5vw, 3.6rem); }
  .next-step-grid p { margin-bottom: 0; }
  .next-step-actions { display: flex; flex-direction: column; align-items: flex-start; gap: 17px; }
  .next-step-actions p { max-width: 470px; color: var(--slate-500); font-size: 0.74rem; }
  
  .related-section { padding-top: 86px; padding-bottom: 86px; }
  .related-links { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid #c9cece; border-left: 1px solid #c9cece; }
  .related-links a { display: flex; min-height: 92px; align-items: center; justify-content: space-between; gap: 20px; padding: 22px 25px; border-right: 1px solid #c9cece; border-bottom: 1px solid #c9cece; color: var(--navy-900); font-weight: 700; transition: color 180ms ease, background 180ms ease; }
  .related-links a:hover { color: var(--white); background: var(--navy-800); }
  .related-links b { color: var(--gold); font-size: 1.15rem; font-weight: 400; }
  .page-faq { padding-top: 95px; padding-bottom: 95px; }
  
  /* Contract page */
  .sequence-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid #cfd3d3; border-left: 1px solid #cfd3d3; }
  .sequence-card { position: relative; min-height: 330px; padding: 28px; border-right: 1px solid #cfd3d3; border-bottom: 1px solid #cfd3d3; background: rgba(255, 255, 255, 0.4); }
  .sequence-index { display: grid; width: 40px; height: 40px; place-items: center; border: 1px solid var(--gold); border-radius: 50%; color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.58rem; }
  .sequence-phase { margin: 48px 0 12px; }
  .sequence-card h3 { margin-bottom: 16px; }
  .sequence-card > p:last-child { margin: 0; font-size: 0.84rem; }
  .wide-callout { display: flex; align-items: center; justify-content: space-between; gap: 40px; margin-top: 24px; padding: 28px 32px; border: 1px solid #cfd3d3; background: var(--white); }
  .wide-callout > div > span { color: var(--gold); font-size: 0.58rem; font-weight: 800; letter-spacing: 0.12em; text-transform: uppercase; }
  .wide-callout h3 { margin: 7px 0; }
  .wide-callout p { margin: 0; font-size: 0.82rem; }
  .underwriting-section { background: var(--white); }
  .underwriting-grid { display: grid; grid-template-columns: repeat(2, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
  .underwriting-grid > div { min-height: 190px; padding: 24px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
  .underwriting-grid span { display: block; margin-bottom: 32px; color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.58rem; }
  .underwriting-grid strong { color: var(--navy-950); }
  .underwriting-grid p { margin: 8px 0 0; font-size: 0.78rem; }
  .program-grid, .related-coverage-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1fr 0.75fr; gap: 110px; align-items: center; }
  .program-note, .coverage-note { padding: 35px; border: 1px solid var(--line-dark); background: rgba(255, 255, 255, 0.035); }
  .program-note > span { color: var(--gold-light); font-size: 0.6rem; font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; }
  .program-note p { margin: 18px 0 26px; }
  
  /* Commercial page */
  .distinction-section { background: var(--white); }
  .comparison-grid { display: grid; grid-template-columns: repeat(2, 1fr); max-width: 980px; margin: 0 auto; border: 1px solid var(--line); }
  .comparison-grid article { min-height: 390px; padding: 42px; }
  .comparison-grid article + article { border-left: 1px solid var(--line); background: var(--cream); }
  .comparison-label-blue { color: var(--blue-600); }
  .comparison-grid h3 { max-width: 380px; margin: 35px 0 18px; font-size: 1.65rem; }
  .comparison-grid p { font-size: 0.88rem; }
  .plain-list { margin-top: 28px; border-top: 1px solid var(--line); }
  .plain-list li { padding: 10px 0; border-bottom: 1px solid var(--line); color: var(--slate-700); font-size: 0.77rem; }
  .plain-list li::before { content: "—"; margin-right: 10px; color: var(--gold); }
  .coverage-note p { color: rgba(255, 255, 255, 0.72); font-size: 1.08rem; }
  
  /* About page: an abstract surety workflow, not a location map. */
  .about-visual { position: relative; min-height: 390px; overflow: hidden; border: 1px solid var(--line-dark); background: linear-gradient(145deg, rgba(255, 255, 255, 0.055), rgba(255, 255, 255, 0.015)); }
  .about-network::before { content: ""; position: absolute; width: 280px; height: 280px; right: -105px; top: -120px; border: 1px solid rgba(216, 191, 136, 0.18); border-radius: 50%; box-shadow: 0 0 0 50px rgba(216, 191, 136, 0.025); }
  .about-network::after { content: ""; position: absolute; inset: 0; opacity: 0.18; background-image: linear-gradient(rgba(255, 255, 255, 0.12) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, 0.12) 1px, transparent 1px); background-size: 46px 46px; }
  .about-network-label { position: absolute; z-index: 3; top: 22px; left: 24px; color: rgba(255, 255, 255, 0.42); font-family: ui-monospace, monospace; font-size: 0.5rem; letter-spacing: 0.13em; }
  .about-network-center { position: absolute; z-index: 4; top: 50%; left: 50%; display: grid; width: 190px; min-height: 130px; place-content: center; padding: 22px; border-top: 3px solid var(--gold); color: var(--navy-950); background: var(--white); box-shadow: 0 22px 42px rgba(4, 18, 31, 0.28); transform: translate(-50%, -50%) rotate(-2deg); }
  .about-network-center small { color: var(--gold); font-size: 0.48rem; font-weight: 800; letter-spacing: 0.14em; }
  .about-network-center strong { margin-top: 7px; font-size: 1.08rem; }
  .about-network-center span { margin-top: 3px; color: var(--slate-500); font-size: 0.62rem; }
  .about-node { position: absolute; z-index: 4; display: grid; min-width: 92px; min-height: 42px; place-items: center; padding: 9px 14px; border: 1px solid rgba(216, 191, 136, 0.45); color: rgba(255, 255, 255, 0.82); background: var(--navy-800); font-size: 0.56rem; font-weight: 750; letter-spacing: 0.09em; text-transform: uppercase; }
  .about-node-court { top: 84px; left: 30px; }
  .about-node-business { right: 28px; top: 104px; }
  .about-node-project { right: 50px; bottom: 68px; }
  .about-line { position: absolute; z-index: 2; display: block; height: 1px; background: rgba(216, 191, 136, 0.4); transform-origin: left center; }
  .about-line::after { content: ""; position: absolute; right: -3px; top: -3px; width: 7px; height: 7px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 5px rgba(216, 191, 136, 0.08); }
  .about-line-one { width: 160px; top: 125px; left: 104px; transform: rotate(22deg); }
  .about-line-two { width: 130px; top: 147px; left: 58%; transform: rotate(-14deg); }
  .about-line-three { width: 145px; top: 59%; left: 54%; transform: rotate(28deg); }
  .about-coordinate { position: absolute; z-index: 4; right: 20px; bottom: 18px; left: 20px; display: flex; justify-content: space-between; color: rgba(255, 255, 255, 0.35); font-family: ui-monospace, monospace; font-size: 0.5rem; letter-spacing: 0.11em; }
  .story-grid { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 120px; }
  .story-copy p { font-size: 1.04rem; line-height: 1.95; }
  .value-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid #cfd3d3; border-left: 1px solid #cfd3d3; }
  .value-grid article { min-height: 300px; padding: 28px; border-right: 1px solid #cfd3d3; border-bottom: 1px solid #cfd3d3; background: rgba(255, 255, 255, 0.35); }
  .value-grid span { color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.58rem; }
  .value-grid h3 { margin: 70px 0 18px; font-size: 1.2rem; }
  .value-grid p { margin: 0; font-size: 0.84rem; }
  .market-principle { padding: 42px; border: 1px solid var(--line-dark); }
  .market-principle > span { color: var(--gold-light); font-size: 0.58rem; font-weight: 800; letter-spacing: 0.14em; }
  .market-principle blockquote { margin: 30px 0; color: var(--white); font-family: Georgia, serif; font-size: 2rem; font-style: italic; line-height: 1.45; }
  .market-principle p { margin: 0; color: rgba(255, 255, 255, 0.42); font-size: 0.72rem; }
  .agency-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 110px; align-items: center; }
  .agency-card { padding: 44px; border-top: 3px solid var(--gold); background: var(--cream); box-shadow: var(--shadow-small); }
  .agency-card h2 { margin: 20px 0 28px; font-size: 2.2rem; }
  .agency-card address { color: var(--slate-700); font-style: normal; }
  .agency-contact { display: grid; gap: 8px; margin-top: 30px; padding-top: 25px; border-top: 1px solid #ccd0ce; color: var(--navy-700); font-size: 0.86rem; font-weight: 700; }
  .agency-copy h2 { margin-bottom: 22px; }
  
  /* Contact page */
  .contact-hero { min-height: 430px; padding: 76px 0 120px; }
  .contact-hero .container { position: relative; z-index: 2; }
  .contact-heading { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 90px; align-items: end; }
  .contact-heading .eyebrow { grid-column: 1 / -1; margin-bottom: 0; }
  .contact-heading h1 { max-width: 800px; margin: 0; color: var(--white); font-size: clamp(3.4rem, 5.8vw, 5.9rem); }
  .contact-heading > p:last-child { margin: 0 0 12px; color: rgba(255, 255, 255, 0.66); font-size: 1.03rem; }
  .contact-content { padding: 0 0 112px; }
  .contact-grid { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 70px; align-items: stretch; margin-top: -54px; }
  .contact-options { z-index: 2; background: var(--white); box-shadow: var(--shadow); }
  .contact-method { display: grid; grid-template-columns: 45px 1fr; gap: 18px; padding: 30px; border-bottom: 1px solid var(--line); }
  .contact-method:last-child { border-bottom: 0; }
  .contact-index { color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.58rem; }
  .contact-method div { display: grid; }
  .contact-method small { margin-bottom: 6px; color: var(--slate-500); font-size: 0.6rem; font-weight: 800; letter-spacing: 0.11em; text-transform: uppercase; }
  .contact-method a, .contact-method address { color: var(--navy-900); font-size: 1.17rem; font-style: normal; font-weight: 700; line-height: 1.45; }
  .contact-method p { margin: 8px 0 0; font-size: 0.75rem; }
  .google-map { min-height: 500px; overflow: hidden; background: #e9ece9; box-shadow: var(--shadow-small); }
  .google-map iframe { display: block; width: 100%; height: 100%; min-height: 500px; border: 0; }
  .routing-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid #cfd3d3; border-left: 1px solid #cfd3d3; }
  .routing-card { display: flex; min-height: 350px; flex-direction: column; align-items: flex-start; padding: 30px; border-right: 1px solid #cfd3d3; border-bottom: 1px solid #cfd3d3; background: rgba(255, 255, 255, 0.38); }
  .routing-card > span { color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.58rem; }
  .routing-card h3 { margin: 62px 0 15px; }
  .routing-card p { font-size: 0.84rem; }
  .routing-card .button { width: 100%; margin-top: auto; }
  .prepare-grid { display: grid; grid-template-columns: 0.75fr 1.25fr; gap: 100px; }
  .prepare-list { border-top: 1px solid var(--line); }
  .prepare-list > div { display: grid; grid-template-columns: 45px 1fr; gap: 20px; padding: 19px 0; border-bottom: 1px solid var(--line); }
  .prepare-list > div > span { color: var(--gold); font-family: ui-monospace, monospace; font-size: 0.58rem; }
  .prepare-list p { display: grid; gap: 4px; margin: 0; }
  .prepare-list strong { color: var(--navy-950); }
  .prepare-list small { color: var(--slate-500); }
  
  /* Motion: content stays visible without JavaScript */
  .js .reveal { opacity: 0; transform: translateY(18px); transition: opacity 650ms ease, transform 650ms ease; }
  .js .reveal.is-visible { opacity: 1; transform: translateY(0); }
  .js .reveal-delay, .js .reveal-delay-1 { transition-delay: 100ms; }
  .js .reveal-delay-2 { transition-delay: 180ms; }
  .js .reveal-delay-3 { transition-delay: 260ms; }
  
  @media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { scroll-behavior: auto !important; transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; }
    .js .reveal { opacity: 1; transform: none; }
  }
  
  @media (max-width: 1080px) {
    :root { --container: 960px; }
    .hero-grid { gap: 35px; }
    .hero-copy h1 { font-size: clamp(3.4rem, 7vw, 5rem); }
    .bond-visual { min-height: 480px; }
    .document-stack { width: 95%; }
    .bond-card-grid, .value-grid { grid-template-columns: repeat(2, 1fr); }
    .two-column { gap: 65px; }
    .markets-grid, .program-grid, .related-coverage-grid { gap: 65px; }
    .page-hero-grid { gap: 55px; }
    .page-hero-probate .page-hero-grid,
    .page-hero-license .page-hero-grid,
    .page-hero-contract .page-hero-grid,
    .page-hero-commercial .page-hero-grid {
      min-height: 690px;
      grid-template-columns: minmax(0, 1.1fr) minmax(340px, 0.8fr);
      gap: 44px;
      padding-top: 72px;
      padding-bottom: 96px;
    }
    .page-hero-probate .page-hero-copy h1,
    .page-hero-license .page-hero-copy h1,
    .page-hero-contract .page-hero-copy h1,
    .page-hero-commercial .page-hero-copy h1 {
      font-size: clamp(3rem, 5.8vw, 4.35rem);
    }
    .detail-card-grid { grid-template-columns: repeat(2, 1fr); }
    .sequence-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-main { grid-template-columns: 1.5fr repeat(3, 1fr); gap: 35px; }
  }
  
  @media (max-width: 820px) {
    :root { --header-height: 74px; }
    .container { width: min(calc(100% - 34px), var(--container)); }
    .section { padding: 82px 0; }
    .brand-copy strong { font-size: 0.84rem; }
    .js .menu-toggle { display: block; }
    .site-nav { position: fixed; top: var(--header-height); right: 0; bottom: 0; left: 0; z-index: 99; flex-direction: column; align-items: stretch; gap: 0; padding: 30px 24px 110px; overflow-y: auto; color: var(--white); background: var(--navy-950); }
    .js .site-nav { display: none; }
    .js .site-nav.is-open { display: flex; }
    .site-nav > a:not(.button) { padding: 17px 0; border-bottom: 1px solid var(--line-dark); font-size: 1.05rem; }
    .site-nav > a:not(.button)::after { display: none; }
    .site-nav .button { margin-top: 28px; }
    .hero-home { min-height: auto; }
    .hero-grid { grid-template-columns: 1fr; gap: 60px; padding-top: 82px; padding-bottom: 82px; }
    .hero-copy h1 { max-width: 650px; }
    .hero-lede { font-size: 1.02rem; }
    .bond-visual { width: min(100%, 540px); margin-inline: auto; }
    .signal-grid { grid-template-columns: 1fr; }
    .signal-grid > div, .signal-grid > div:first-child { min-height: 72px; border-right: 1px solid var(--line-dark); border-bottom: 1px solid var(--line-dark); border-left: 1px solid var(--line-dark); }
    .split-heading, .narrow-grid, .story-grid, .contact-heading, .prepare-grid { grid-template-columns: 1fr; gap: 25px; }
    .split-heading > p:last-child { margin: 0; }
    .two-column, .markets-grid, .faq-layout, .page-hero-grid, .next-step-grid, .program-grid, .related-coverage-grid, .agency-grid, .contact-grid { grid-template-columns: 1fr; gap: 55px; }
    .why-visual { min-height: 480px; }
    .process-grid { grid-template-columns: 1fr; gap: 48px; }
    .process-grid li { min-height: 110px; padding-left: 88px; padding-right: 0; }
    .step-number { position: absolute; left: 0; top: 0; }
    .step-line { width: 1px; height: calc(100% - 38px); left: 28px; top: 68px; right: auto; }
    .step-line::after { right: -3px; top: auto; bottom: 0; transform: rotate(135deg); }
    .process-grid h3 { margin-top: 0; }
    .faq-intro { position: static; }
    .page-hero-grid { min-height: auto; padding-top: 55px; padding-bottom: 72px; }
    .requirement-card { width: min(100%, 530px); margin: 0; }
    .page-intro { padding-top: 82px; }
    .reverse-mobile > :first-child { order: 2; }
    .reverse-mobile > :last-child { order: 1; }
    .cta-inner { align-items: flex-start; flex-direction: column; }
    .footer-main { grid-template-columns: repeat(2, 1fr); }
    .footer-brand { grid-column: 1 / -1; }
    .contact-heading .eyebrow { grid-column: auto; }
    .contact-hero { padding-bottom: 95px; }
    .contact-grid { margin-top: -35px; }
    .contact-options { width: min(100%, 540px); }
  }
  
  @media (max-width: 600px) {
    body { padding-bottom: 58px; }
    .container { width: min(calc(100% - 28px), var(--container)); }
    .section { padding: 68px 0; }
    .brand { gap: 11px; }
    .brand-mark { width: 36px; height: 36px; }
    .brand-copy strong { font-size: 0.75rem; }
    .brand-copy small { font-size: 0.48rem; }
    .hero-grid { padding-top: 62px; padding-bottom: 64px; }
    .hero-copy h1, .page-hero-copy h1, .contact-heading h1 { font-size: clamp(2.65rem, 13vw, 4rem); }
    .button-group { align-items: stretch; flex-direction: column; }
    .button-group .button { width: 100%; }
    .bond-visual { min-height: 420px; padding: 16px; }
    .document-stack { height: 310px; margin-top: 38px; }
    .document-back, .document-front { height: 280px; }
    .document-front { padding: 16px; }
    .party-map { height: 108px; }
    .party { padding: 6px 7px; font-size: 0.46rem; }
    .map-line-two, .map-line-three { width: 80px; }
    .doc-footer { margin-top: 10px; }
    .signal-grid > div { padding-inline: 22px; }
    .section-heading { margin-bottom: 35px; }
    .section-heading h2, .content-stack h2 { font-size: clamp(2rem, 10vw, 3rem); }
    .bond-card-grid, .detail-card-grid, .value-grid, .market-list, .featured-links, .related-links, .sequence-grid, .underwriting-grid, .routing-grid, .comparison-grid { grid-template-columns: 1fr; }
    .bond-card { min-height: 310px; }
    .card-symbol { margin-top: 32px; }
    .help-strip { align-items: stretch; flex-direction: column; }
    .help-strip > div { align-items: flex-start; }
    .help-strip .button { width: 100%; }
    .why-visual { min-height: 400px; }
    .review-sheet { width: 78%; left: 11%; top: 65px; padding: 30px 22px 22px; }
    .measure-side { display: none; }
    .process-grid { padding-top: 20px; }
    .markets-section, .program-section, .related-coverage-section { padding: 78px 0; }
    .faq-layout { gap: 35px; }
    .faq-answer { padding-right: 12px; }
    .cta-inner { gap: 34px; }
    .footer-main { grid-template-columns: 1fr; gap: 35px; padding-top: 58px; }
    .footer-brand { grid-column: auto; }
    .footer-bottom { align-items: flex-start; flex-direction: column; justify-content: center; padding: 22px 0; }
    .mobile-quote { position: fixed; right: 0; bottom: 0; left: 0; z-index: 120; display: flex; height: 58px; align-items: center; justify-content: center; gap: 12px; color: var(--navy-950); background: var(--gold-light); font-size: 0.78rem; font-weight: 800; box-shadow: 0 -7px 24px rgba(7, 24, 39, 0.16); }
    .breadcrumbs { margin-bottom: 40px; }
    .page-hero-grid { padding-top: 44px; padding-bottom: 58px; }
    .page-hero-copy > p:not(.eyebrow) { font-size: 0.98rem; }
    .requirement-card { padding: 26px; }
    .detail-card { min-height: 230px; }
    .detail-card h3 { margin-top: 38px; }
    .guidance-panel { padding: 30px 24px; }
    .next-step-section { padding-top: 60px; padding-bottom: 60px; }
    .next-step-grid { gap: 30px; }
    .wide-callout { align-items: flex-start; flex-direction: column; }
    .comparison-grid article + article { border-top: 1px solid var(--line); border-left: 0; }
    .comparison-grid article { min-height: auto; padding: 30px 24px; }
    .story-grid, .agency-grid { gap: 40px; }
    .market-principle { padding: 30px 24px; }
    .market-principle blockquote { font-size: 1.55rem; }
    .agency-card { padding: 32px 26px; }
    .contact-hero { min-height: auto; padding-top: 50px; padding-bottom: 82px; }
    .contact-heading { gap: 26px; }
    .contact-content { padding-bottom: 72px; }
    .contact-method { grid-template-columns: 34px 1fr; padding: 25px 20px; }
    .contact-method a, .contact-method address { font-size: 1rem; }
    .google-map, .google-map iframe { min-height: 390px; }
    .routing-card { min-height: 315px; }
    .about-network { min-height: 360px; }
    .about-network-center { width: 168px; min-height: 118px; padding: 18px; }
    .about-node { min-width: 80px; min-height: 38px; padding: 8px 10px; font-size: 0.5rem; }
    .about-node-court { top: 76px; left: 18px; }
    .about-node-business { top: 92px; right: 17px; }
    .about-node-project { right: 30px; bottom: 60px; }
    .about-line-one { width: 120px; top: 114px; left: 83px; }
    .about-line-two { width: 105px; top: 134px; left: 58%; }
    .about-line-three { width: 115px; }
  }
  
  /* ------------------------------------------------------------
     Final design refinements
     Simplified numbering, cleaner branding and stronger contrast.
  ------------------------------------------------------------- */
  
  /* Use the clean wordmark without the abstract diamond icon. */
  .brand-mark {
    display: none !important;
  }
  
  .brand {
    gap: 0;
  }
  
  .brand-copy strong {
    font-size: 1rem;
  }
  
  .brand-copy small {
    margin-top: 6px;
    font-size: 0.61rem;
    letter-spacing: 0.14em;
  }
  
  /* Keep numbering only in the actual three-step process. */
  .card-number,
  .detail-card > span,
  .sequence-index,
  .routing-card > span,
  .contact-index,
  .market-list div > span,
  .value-grid article > span,
  .underwriting-grid > div > span,
  .prepare-list > div > span,
  .feature-list li > span,
  .signal-grid > div > span,
  .guidance-panel li > b,
  .party b,
  .doc-code {
    display: none !important;
  }
  
  /* Remove spacing that was reserved for decorative numbers. */
  .detail-card h3,
  .value-grid h3,
  .routing-card h3 {
    margin-top: 20px;
  }
  
  .sequence-phase {
    margin-top: 20px;
  }
  
  .feature-list li,
  .prepare-list > div,
  .guidance-panel li,
  .contact-method {
    grid-template-columns: 1fr;
  }
  
  .signal-grid > div {
    gap: 0;
  }
  
  .market-list div {
    display: flex;
    min-height: 110px;
    align-items: center;
  }
  
  /* Ensure the document face always sits above the backing sheet. */
  .document-back {
    z-index: 1;
  }
  
  .document-front {
    z-index: 2;
  }
  
  /* Reduce excess whitespace around the specialist section. */
  .why-section {
    padding-top: 82px;
    padding-bottom: 82px;
  }
  
  .why-section .two-column {
    align-items: start;
    gap: 80px;
  }
  
  .why-section .why-visual {
    min-height: 470px;
    margin-top: 50px;
    background-color: var(--cream);
  }
  
  .why-section .review-sheet {
    top: 58px;
  }
  
  .why-section .content-stack {
    max-width: 660px;
  }
  
  /* Strong readable contrast throughout the surety-markets section. */
  .markets-section h2,
  .markets-section .markets-copy h2 {
    color: #ffffff !important;
  }
  
  .markets-section p,
  .markets-section .markets-copy p {
    color: rgba(255, 255, 255, 0.76) !important;
  }
  
  .markets-section .eyebrow {
    color: rgba(255, 255, 255, 0.86) !important;
  }
  
  .markets-section .market-list,
  .markets-section .market-list div {
    border-color: rgba(255, 255, 255, 0.22);
  }
  
  .markets-section .market-list div {
    background: rgba(255, 255, 255, 0.025);
  }
  
  .markets-section .market-list strong {
    color: #ffffff !important;
  }
  
  /* Keep the contact information and map in two clean columns. */
  .contact-grid {
    align-items: stretch;
  }
  
  .contact-options {
    position: relative;
    z-index: 2;
  }
  
  .contact-method {
    min-height: 138px;
    align-content: center;
  }
  
  /* Cleaner quote-routing cards after number removal. */
  .routing-card {
    min-height: 320px;
    padding: 34px;
  }
  
  .routing-card h3 {
    margin-bottom: 16px;
  }
  
  .routing-card p {
    line-height: 1.7;
  }
  
  @media (max-width: 820px) {
    .why-section .why-visual {
      margin-top: 0;
    }
  
    .why-section .two-column {
      gap: 48px;
    }
  }
  
  @media (max-width: 600px) {
    .why-section {
      padding-top: 64px;
      padding-bottom: 64px;
    }
  
    .why-section .why-visual {
      min-height: 410px;
    }
  
    .why-section .review-sheet {
      top: 50px;
    }
  
    .routing-card {
      min-height: 280px;
      padding: 28px;
    }
  }